This popular video from youtube is worth watching. It’s already got over a millions views and it’s just hilarious! This twenty some year old dude calls the insurance company and sarcastically complains about why his monthly premium is over $300!

Watch as he tells the insurance guy on the line why he thinks his rates are so high. I could not stop laughing! Yes, this was a scripted video that was made well for viral marketing, but it was well-done!

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After watching this I hope it makes you be even more careful the next time you are in a tunnel. Apparently many people lose control either due to not able to adjust when entering the tunnel, or simply don’t look careful enough before they change lanes.

It seems this tunnel has a video camera built in and thus has captured many of such incidents. Sometimes you simply don’t expect the guy next to you to lose control! The bottom line is…better make sure you are adequately insured!

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Insurance is meant to give us peace of mind, and most of us pay our premium regularly and rarely get any benefit out of it.  That’s just how the concept of insurance works. It’s the regular folks paying into a pool for the peace of mind, and the few that do get in trouble, will be covered. Nothing wrong with that. It’s pretty basic insurance concept.

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